Terms of Use

Terms of Use of Profits25's services

1- Generalities

1.1 These Terms of Use are designed to define the conditions under which the members of profits25 can access and use the services of Profits25's Revenue Share Module. Membership of Profits25 is conditional upon the full respect of these Terms of Use

1.2 Through their membership of Profits25 the members acknowledge having read and understood these Terms of Use and having accepted them without reserve

1.3 Profits25 reserves the right to amend these Terms of Use at any time. The version which prevails is the one which is available online on Profits25.com website

1.4 Profits25 is an online advertising agency. It is not a financial institution. Profits25 does not offer any financial services which could be subject to regulation neither in Malta nor in any other country. Profits25 does not undertake to pay any fixed rate of remuneration nor any interest rate whatsoever


2- Registration and purchase of the advertising coupons

2.1 Members can only have one account each in Profits25

2.2 One has to be at least 18 years of age to become a member of Profits25

2.3 People residing in the following countries cannot become members of Profits25:
 Afghanistan
 Albania
 Angola
 Bosnia
 Burma
 Burundi
 Byelorussia
 Cambodia
 Cuba
 Dem. Rep. of Congo
 Eritrea
 Ethiopia
 India
 Indonesia
 Iran
 Iraq
 Jordan
 Kosovo
 Kuwait
 Lebanon
 Liberia
 Libya
 Macedonia
 Moldavia
 Montenegro
 Morocco
 Nigeria
 North Korea
 Palestine
 Rwanda
 Serbia
 Sierra Leone
 Somalia
 Southern Sudan
 Sudan
 Syria
 Tanzania
 Thailand
 Uganda
 Ukraine
 United Arab Emirates
 United States of America
 Uzbekistan
 Vietnam
 Yemen
 Zambia
 Zimbabwe

2.4 People residing in certain countries are subject to specific procedures:

    - Members residing in Ivory Coast cannot order a prepaid MasterCard and should get in touch with the support for their withdrawals.
    - Members residing in Colombia cannot pay by bank transfer but only by bank card or online payment platforms.

2.5 Deliberately entering fake details in the sign up form (fake name, fake country…) is considered as a fraud and is liable to immediate closure of the offender's account, with no possibility of reimbursement of the account balance, nor of the advertising coupons.
In this case, the sponsoring commissions generated by this fraud are deducted from the sponsors' accounts, and the coupons bought thanks to those commissions are invalidated, as well as the sponsoring commissions that they have generated.

2.6 Each advertising coupon in the Module costs 25€. To start in the Module, the minimum is 2 advertising coupons, i.e. 50€. For that price members receive their Profits25 websites with their sponsoring links, their Resources websites and two advertising coupons in the Module.

2.7 Maximum number of advertising coupons members can purchase: 600 coupons i.e. 15,000€. No limit for coupons bought by a debit of members' accounts.

2.8 Profits25 reserves the right to ask members to provide information on the origin of the funds they pay coupons with, and to refuse validating the coupons if the origin of the funds seems unclear. Overall, Profits25 reserves the right to reject the membership of a new member without having to justify its decision.

2.9 Depending on the selected method of payment, Profits25 charges fees as follows:

    - Bank cards: 2€ fees i.e. 27€ for the first advertising coupon, 1€ fees for the other coupons i.e. 26€ each.
IMPORTANT: Each member can but up to 19 coupons (i.e. 500€) 3 times a month for a monthly total of 1500€ by card and by email address.
    - Perfect Money: 1.50€ fees i.e. 26.50€ per coupon
    - Bank transfers: no fees, net amounts. The transfers sent by the members shouldn't include any charge for profits25, the net price of a coupon being 25€. The fees deducted from transferred amounts are deducted from members' accounts.

2.10 For all payments by bank transfer the following rules should be respected:

    - The transfer should be sent to the right beneficiary, members should read carefully the bank details received from Profits25. From second transfer onwards, the previous bank details email should never be reused. Members should always go back to the “Purchase coupons” page of their website and require new bank details email with new operation code to be imperatively referenced in the transfer.
    - Members should respect the minimum purchasing requirement to pay by bank transfer: 20 advertising coupons i.e. 500€.
Not abiding by these rules is liable to a 50€ penalty deducted from offenders' account.

2.11 Any errors in the bank transfers (beneficiary, reference, bank details) which would result in bank transaction tracking are charged 50€ deducted from the account of the member who has done the mistake. In cases where as a result of such errors one of our financials partners should return the funds, the fees of that return are attributable to the member and deducted from the amount to be returned, without liability on the part of Profits25.

2.12 Using stolen bank card details is a fraud liable to immediate closure of the offender's account, under the same conditions as in Article 2.5 of these Terms of Use.


3- Utilization of the Revenue Share Module

3.1 The functioning of the Revenue Share Module is presented in detail in the pdf slideshow which is in several languages in the “Documents” section of the member area, as well as in the “Revenue Share Module” page and the FAQ of the website. Those documents prevail. Profits25 reserves the right to amend at any time the operational procedures of the Module.

3.2 Profits25' support is multilingual in English, French, Spanish, Italian, German, Dutch, etc… The website is trilingual in English, French and Spanish with a Google translation link for other languages.
Support opening hours CET:

    - From Monday to Thursday: 08:30 - 22:00
    - Friday: 08:30 - 20:00
    - Saturday: 09:30 - 18:00

3.3 Response time for the support to answer inquiries is five business days.

3.4 Members can purchase advertising coupons 24 hours a day on the website, but for security reasons the coupons are validated by the support during opening hours.

3.5 To qualify for the weekly remunerations, members must click partners' advertising banners every week, on the resource site which they receive upon registration.
The number of clicks that the members have to make every week depends on how many coupons they have:

    - up to 30 coupons: 10 clicks
    - From 31 to 100 coupons: 20 clicks
    - More than 100 coupons: 30 clicks
In order to qualify for remunerations, the members' clicks must be registered in our data base. Profits25 is not responsible for any incidents which could result from members' connection or browser problems. No derogation shall be granted in case the clicks would not be registered.

3.6 Using robots to make the clicks is strictly prohibited and is liable to immediate closure of the offender's account, with no possibility of reimbursement of the account balance, nor of the advertising coupons.

3.7 Each 25€ advertising coupon is remunerated every week until the remuneration reaches 40%. The remunerations are paid every Friday morning between 09:00 and 12:00 CET. When the coupons reach 35€ (purchase price of 25€ + 10€ of gains), they are deactivated.

3.8 Each coupon owned by members entitles them to put a banner of their own for whatever kind of business, including any activity competing with Profits25. Those personal banners are displayed in the “Members' banners” section of the resource website, and are visible to all visitors to the website. Those personal banners must be monitored by the support before being validated and inserted.

3.9 Members can use the balance of their accounts to offer advertising coupons to another member to a limit of maximum four coupons, and only if the beneficiary doesn't have any coupon in the Module yet. (Exception: if the referral has only one coupon due to transfer from former matrix, coupons can be offered to him).

3.10 Transfers of funds from one member\'s account to another are prohibited.

3.11 Established frauds (account hacking, diversion of advertising coupons, etc.) are liable to immediate closure of the offender's account, under the same conditions as in Article 2.5 of these Terms of Use. Furthermore, it is the responsibility of the members not to divulge their usernames and password to a third party. Profits25 declines any responsibility in the event of account hacking.

3.12 Members are responsible for their income tax returns. It is up to the members to declare their earnings to the tax administration of their respective countries.

3.13 The potential earnings reported in the presentation documents are provided for indicative purposes. Profits25 doesn't undertake any timelines to reach those earnings.


4- Earnings withdrawals

4.1 In order to withdraw money from their accounts, members' accounts must display a balance of at least 20€.

4.2 The only usable methods of withdrawal are those which are displayed on Profits25's website.

4.3 Members can only make one withdrawal request per week. They can make a withdrawal request at any time but then they will have to wait a week before making another one.

4.4 When members register a withdrawal request in their member area, they receive an email from the support with a date by which they can dun Profits25 in case that request has not been granted. Profits25 reserves the right to deduct a penalty of 25€ from members' accounts in case members dun Profits25 before scheduled date.

4.5 Before dunning the support for a withdrawal request, members must first consult their prepaid bank card accounts. For all reminders concerning a payment which Profits25 has already made, a penalty of 50€ is deducted from members' accounts.

4.6 Registering a withdrawal request by entering a third party's prepaid card details is strictly prohibited. Not abiding by this rule is liable to immediate closure of the offender's account, under the same conditions as in Article 3.6 of these Terms of Use.

4.7 Members are responsible for the prepaid card details they enter in their withdrawal requests. If members make mistakes and if as a result of those mistakes somebody else's prepaid card is credited instead of their own, it is impossible for Profits25 to recover these funds. In this case profits25 declines all responsibility.

4.8 Concerning the withdrawals by prepaid bank card:
When as a result of withdrawals members reach or exceed 2500€ of cumulated withdrawals on their prepaid cards for the first time, they must upgrade their cards by sending their scanned identifications and utility bills to the prepaid card processors. When their cards are upgraded, members receive an email from those processors.
Members who have reached that threshold of 2500€ of cumulated withdrawals must not make any withdrawal requests by prepaid cards before their cards are upgraded. Not abiding by this rule is liable to a 100€ penalty for tracking charges, deducted from offenders' accounts.

4.9 All withdrawal requests by online payment platforms (Perfect Money etc.) are subject to the fact that Profits25 has sufficient funds on that payment platform. Otherwise, Profits25 notifies the member and offers other methods of withdrawal.


5- Sponsoring in the Module

5.1 Sponsoring is not compulsory in the Revenue Share Module.

5.2 Those who sponsor members in the Module, receive the following commissions:

    - Level 1 (direct referrals): 10%
    - Level 2 (referrals' referrals): 5%
    - Level 3: 3%
    - Level 4: 2%
These commissions are credited on sponsors' accounts upon validation of referrals' advertising coupons.
These commissions are also credited on sponsor's accounts every time referrals buy new advertising coupons, and this on four levels of depth.

5.3 It is strictly prohibited to change of sponsor in this program. The filiations must be strictly respected. Not abiding or trying not to abide by this rule is liable to immediate closure of the offenders' accounts, under the same conditions as in Article 2.5 of these Terms of Use.

5.4 It is considered as a serious fraud to create fake accounts or other accounts in member's own name to put them under member's main account in order to receive undue sponsoring commissions. Such frauds are liable to immediate closure of the offender's account, under the same conditions as in Article 2.5 of these Terms of Use.


6- Advertising

6.1 Members can use their personal websites with their sponsoring links which are to be found in the “Tools” section of their member area, to make the opportunity known to their friends and contacts. They can promote this site on their social networks and personal blogs and websites, and use the personal video-conference rooms provided free of charge to the members on simple request.

6.2 Members can publish the Profits25 slideshows online and offline, and promote them on the social networks. It is also allowed to put online recordings of video-conferences. However, Profits25 reserves the right to require from members that they remove some files if it deems that those files are detrimental to the image of the program. If that is the case failure to comply without delay is liable to immediate closure of the offender's account, under the same conditions as in Article 3.6 of these Terms of Use.

6.3 Members can send emails with their sponsoring links to their contacts. In case of emails sent in bulk it is indispensable to respect the rules currently in force on the Internet (unsubscribe link for emails sent by autoresponders, use of opt-in lists i.e. mailing only to subscribers who have accepted to receive emails, etc.).

6.4 It is strictly prohibited to make bulk unsolicited mailings (spams) with Profits25 sponsoring link or any other link or email address of the program. Not abiding by this rule is liable to immediate closure of the offenders' accounts under the same conditions as in Article 3.6 of these Terms of Use, and Profits25 reserves the right to bring the offenders to justice to seek damages from them.

6.5 It is strictly prohibited to use the names and logos of the advertising partners of the resource website in any kind of online or offline publication. Not abiding by this rule is liable to immediate closure of the offenders' accounts under the same conditions as in Article 3.6 of these Terms of Use.

6.6 It is strictly prohibited to avail oneself of a given status of official Profits25 website. Not abiding by this rule is liable to immediate closure of the offenders' accounts under the same conditions as in Article 3.6 of these Terms of Use.

6.7 Members can create their own personal websites to promote the activity. They can also create a Facebook page or any other social network account dedicated to Profits25. However, Profits25 reserves the right to require from those members that they carry out amendments if it deems that certain elements are detrimental to the image of the program. If that is the case failure to comply without delay is liable to immediate closure of the offender's account, under the same conditions as in Article 3.6 of these Terms of Use.

6.8 It is strictly prohibited to create a website or any other product related to Profits25 in order to sell that website or those products to other members. Not abiding by this rule is liable to immediate closure of the offenders' accounts under the same conditions as in Article 3.6 of these Terms of Use, and Profits25 reserves the right to bring the offenders to justice to seek damages from them.
Furthermore, members who would use illicit websites that they would have bought in order to sponsor members might be subject to the same penalty.

6.9 It is strictly prohibited to create a website in order to sell Profits25's advertising coupons with a profit margin. Not abiding by this rule is liable to immediate closure of the offenders' accounts under the same conditions as in Article 3.6 of these Terms of Use.


7- Unsubscribing and refund

7.1 It is possible for a member to unsubscribe from the Revenue Share Module at any time.

7.2 In case of unsubscribe request, the member who unsubscribes cannot claim any refund other than full reimbursement of all sums paid to the Module apart from coupons bought with members' earnings minus the total of withdrawn amounts.

7.3 Any unsubscribing is final. A member who has requested to unsubscribe cannot then register again in Profits25.

7.4 Profits25 reserves the right to close the account of a member who wouldn't comply with the elementary rules of courtesy, both towards the support and the other members (harassment of the support, derogatory and/or insulting emails or posts on social networks, racist emails or posts, etc.), under the same conditions as in Article 7.2 of these Terms of Use.


8- Attribution of jurisdiction

8.1 These Terms of Use are governed by Maltese law. Any disagreement and/or litigation which cannot be resolved by mutual agreement shall be brought before the courts which have jurisdiction in Malta.



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